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      <image:caption>Hi, I’m Victoria van der Zalm, CFP®. As a Mortgage Agent with Mortgage Associates Ontario Inc., I bring a unique blend of financial planning and lending expertise to my clients. With a background in personal banking and experience as a Certified Financial Planner, I approach mortgages with a broader perspective — focusing not just on securing financing, but on how each decision supports your overall financial goals.</image:caption>
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      <image:caption>Outside of work, I’m a wife, mom of two, and business owner based in the Niagara region. I understand firsthand how important it is to make financial decisions that support both your present life and your future goals — and I bring that perspective into every client relationship.</image:caption>
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