A More Thoughtful Approach to Mortgage Planning
Hi, I’m Victoria van der Zalm, CFP®.
As a Mortgage Agent with Mortgage Associates Ontario Inc., I bring a unique blend of financial planning and lending expertise to my clients.
With a background in personal banking and experience as a Certified Financial Planner, I approach mortgages with a broader perspective — focusing not just on securing financing, but on how each decision supports your overall financial goals.
I believe a mortgage should be more than just a rate.
The right financing strategy should support:
flexibility
cash flow
long-term wealth building
and the lifestyle you’re working toward
Whether you’re purchasing your first home, refinancing, or investing in real estate, my goal is to help you feel informed, confident, and supported throughout the process.
Outside of work, I’m a wife, mom of two, and business owner based in the Niagara region.
I understand firsthand how important it is to make financial decisions that support both your present life and your future goals — and I bring that perspective into every client relationship.